# Luke Kroeplin

> Luke Kroeplin is a fee-only financial advisor at Fortress Financial Group in Horace, North Dakota. Luke charges a percentage of assets (0.45%–1.25% a year of assets managed) and focuses on retirement planning, pension planning and small business owners.

Page: https://find.wellspent.co/advisors/luke-kroeplin/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Fortress Financial Group
- **Based in:** Horace, North Dakota
- **Fee model:** Percentage of assets
- **Fees (firm's website):** 0.45%–1.25% a year of assets managed
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $352.3M across 958 accounts
- **Specialties:** Retirement planning, Pension planning, Small business owners, Family wealth transfer
- **Works with:** Retirees, Pre-retirees, Multi-generational families
- **CRD:** 6896718 (https://adviserinfo.sec.gov/individual/summary/6896718)
- **SEC registration:** Investment adviser representative in MN, ND
- **Exams passed:** Series 63 (2018), Series 65 (2018)
- **Firm size:** 10 employees
- **Disclosures:** None reported
- **Website:** https://fortressfg.net

## Frequently asked questions

### Is Luke Kroeplin a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Luke holds no broker registration, and Fortress Financial Group reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Luke charge for financial advice?

Luke charges a percentage of assets.

### How much does Luke charge?

According to Fortress Financial Group's website, checked October 30, 2026: 0.45%–1.25% a year of assets managed.

### Where is Luke Kroeplin based?

Luke Kroeplin is based in Horace, North Dakota.

### What does Luke specialize in?

Luke's specialties include retirement planning, pension planning, small business owners and family wealth transfer. Luke works with retirees, pre-retirees and multi-generational families.

### Is Luke Kroeplin registered with the SEC?

Yes. Luke Kroeplin is registered as an investment adviser representative in MN and ND (CRD 6896718), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Fortress Financial Group manage?

Fortress Financial Group reports $352.3M across 958 accounts in assets under management.

### How do I contact Luke Kroeplin?

Through Luke's website, fortressfg.net.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6896718): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://fortressfg.net/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.