# Lucinda Richey

> Lucinda Richey is a fee-only financial advisor at Prosperity Planning in North Kansas City, Missouri, who holds the CFP credential. Prosperity Planning reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/lucinda-richey/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Prosperity Planning
- **Based in:** North Kansas City, Missouri
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $543.2M across 1,432 accounts
- **Credentials:** CFP
- **CRD:** 2723663 (https://adviserinfo.sec.gov/individual/summary/2723663)
- **SEC registration:** Investment adviser representative in MO, TX
- **Exams passed:** Series 63 (1996), Series 65 (1999)
- **Firm size:** 13 employees
- **Disclosures:** None reported
- **Website:** http://www.prosperityplanninginc.com

## Frequently asked questions

### Is Lucinda Richey a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Lucinda holds no broker registration, and Prosperity Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Lucinda charge for financial advice?

Lucinda's firm, Prosperity Planning, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Lucinda Richey based?

Lucinda Richey is based in North Kansas City, Missouri.

### What credentials does Lucinda Richey hold?

Lucinda Richey holds the CFP credential.

### Is Lucinda Richey registered with the SEC?

Yes. Lucinda Richey is registered as an investment adviser representative in MO and TX (CRD 2723663), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Prosperity Planning manage?

Prosperity Planning reports $543.2M across 1,432 accounts in assets under management.

### How do I contact Lucinda Richey?

Through Lucinda's website, www.prosperityplanninginc.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2723663): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.