# Lucas Mansberger

> Lucas Mansberger is a fee-only financial advisor at Breakwater Capital in Kalamazoo, Michigan, who holds the CFP and CFA credentials. Lucas focuses on sustainable & impact investing, estate & legacy planning and tax planning. Breakwater Capital reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/lucas-mansberger/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Breakwater Capital
- **Based in:** Kalamazoo, Michigan
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Assets under management (firm):** $156.6M across 466 accounts
- **Credentials:** CFP, CFA
- **Specialties:** Sustainable & impact investing, Estate & legacy planning, Tax planning
- **Works with:** Retirees, Pre-retirees
- **CRD:** 7623920 (https://adviserinfo.sec.gov/individual/summary/7623920)
- **SEC registration:** Investment adviser representative in MI
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://www.breakwater.capital

## Frequently asked questions

### Is Lucas Mansberger a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Lucas holds no broker registration, and Breakwater Capital reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Lucas charge for financial advice?

Lucas's firm, Breakwater Capital, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Lucas Mansberger based?

Lucas Mansberger is based in Kalamazoo, Michigan.

### What does Lucas specialize in?

Lucas's specialties include sustainable & impact investing, estate & legacy planning and tax planning. Lucas works with retirees and pre-retirees.

### What credentials does Lucas Mansberger hold?

Lucas Mansberger holds the CFP and CFA credentials.

### Is Lucas Mansberger registered with the SEC?

Yes. Lucas Mansberger is registered as an investment adviser representative in MI (CRD 7623920), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Breakwater Capital manage?

Breakwater Capital reports $156.6M across 466 accounts in assets under management.

### How do I contact Lucas Mansberger?

Through Lucas's website, www.breakwater.capital.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7623920): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://breakwater.capital/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.