# Luca Zambito

> Luca Zambito is a fee-only financial advisor at Armbruster Capital Management in Pittsford, New York, who holds the CFA credential. Armbruster Capital Management reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/luca-zambito/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Armbruster Capital Management
- **Based in:** Pittsford, New York
- **Fee model (firm's Form ADV):** Percentage of assets
- **Assets under management (firm):** $1.06B across 524 accounts
- **Credentials:** CFA
- **CRD:** 7727791 (https://adviserinfo.sec.gov/individual/summary/7727791)
- **SEC registration:** Investment adviser representative in NY
- **Firm size:** 9 employees
- **Disclosures:** None reported
- **Website:** https://www.acm401k.com

## Frequently asked questions

### Is Luca Zambito a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Luca holds no broker registration, and Armbruster Capital Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Luca charge for financial advice?

Luca's firm, Armbruster Capital Management, reports charging a percentage of assets on its SEC Form ADV.

### Where is Luca Zambito based?

Luca Zambito is based in Pittsford, New York.

### What credentials does Luca Zambito hold?

Luca Zambito holds the CFA credential.

### Is Luca Zambito registered with the SEC?

Yes. Luca Zambito is registered as an investment adviser representative in NY (CRD 7727791), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Armbruster Capital Management manage?

Armbruster Capital Management reports $1.06B across 524 accounts in assets under management.

### How do I contact Luca Zambito?

Through Luca's website, www.acm401k.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7727791): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.