# Loren Gard

> Loren Gard is a fee-only financial advisor at Capstone Wealth Management Group in Bend, Oregon, who holds the CFP credential. Loren charges hourly fees.

Page: https://find.wellspent.co/advisors/loren-gard/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Capstone Wealth Management Group
- **Based in:** Bend, Oregon
- **Fee model:** Hourly
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $243M across 605 accounts
- **Credentials:** CFP
- **CRD:** 3201086 (https://adviserinfo.sec.gov/individual/summary/3201086)
- **SEC registration:** Investment adviser representative in OR, TX
- **Exams passed:** Series 63 (2000), Series 66 (2001)
- **Firm size:** 5 employees
- **Disclosures:** None reported
- **Website:** https://www.capstonewmg.com/

## Frequently asked questions

### Is Loren Gard a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Loren holds no broker registration, and Capstone Wealth Management Group reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Loren charge for financial advice?

Loren charges hourly fees.

### Where is Loren Gard based?

Loren Gard is based in Bend, Oregon.

### What credentials does Loren Gard hold?

Loren Gard holds the CFP credential.

### Is Loren Gard registered with the SEC?

Yes. Loren Gard is registered as an investment adviser representative in OR and TX (CRD 3201086), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Capstone Wealth Management Group manage?

Capstone Wealth Management Group reports $243M across 605 accounts in assets under management.

### How do I contact Loren Gard?

Through Loren's website, www.capstonewmg.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/3201086): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.capstonewmg.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.