# L.J. Jones > L.J. Jones is a fee-only financial advisor at Developing Financial in Pacifica, California, who holds the CFP and CPA credentials. Developing Financial reports charging fixed fees on its Form ADV. Page: https://find.wellspent.co/advisors/lj-jones/ Built from public directory listings; last checked April 21, 2026. ## Facts - **Firm:** Developing Financial - **Based in:** Pacifica, California - **Fee model (firm's Form ADV):** Fixed fees - **Assets under management (firm):** $1.8M across 51 accounts - **Credentials:** CFP, CPA - **CRD:** 7230796 (https://adviserinfo.sec.gov/individual/summary/7230796) - **SEC registration:** Investment adviser representative in CA, NY, TX - **Exams passed:** Series 65 (2019), Series 63 (2020) - **Firm size:** 1 employee - **Disclosures:** None reported ## Frequently asked questions ### Is L.J. Jones a fee-only financial advisor? Yes. L.J. Jones is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by L.J.'s firm. ### How does L.J. charge for financial advice? L.J.'s firm, Developing Financial, reports charging fixed fees on its SEC Form ADV. ### Where is L.J. Jones based? L.J. Jones is based in Pacifica, California. ### What credentials does L.J. Jones hold? L.J. Jones holds the CFP and CPA credentials. ### Is L.J. Jones registered with the SEC? Yes. L.J. Jones is registered as an investment adviser representative in CA, NY and TX (CRD 7230796), per SEC Investment Adviser Public Disclosure data as of October 27, 2026. ### How much does Developing Financial manage? Developing Financial reports $1.8M across 51 accounts in assets under management. ### How do I contact L.J. Jones? Contact details aren't on file yet. Search for Developing Financial. ## Sources - XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/l.j.-jones-10278): XYPN members are fee-only - SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026 --- Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.