# Lawrence Pershing

> Lawrence Pershing is a fee-only financial advisor at Optimum Retirement Planning in Lisle, Illinois, who holds the CFP and Retirement Management Advisor credentials. Lawrence charges a flat fee or retainer and focuses on flat-fee planning, retirement planning and tax planning.

Page: https://find.wellspent.co/advisors/lawrence-pershing/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Optimum Retirement Planning
- **Based in:** Lisle, Illinois
- **Fee model:** Flat fee or retainer
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $85.4M across 166 accounts
- **Credentials:** CFP, Retirement Management Advisor
- **Specialties:** Flat-fee planning, Retirement planning, Tax planning
- **Works with:** Pre-retirees, Retirees
- **CRD:** 6207106 (https://adviserinfo.sec.gov/individual/summary/6207106)
- **SEC registration:** Investment adviser representative in CA, IL, LA, TX
- **Exams passed:** Series 66 (2016)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://optimumretirementplanning.com

## Frequently asked questions

### Is Lawrence Pershing a fee-only financial advisor?

Yes. Lawrence Pershing is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Lawrence's firm.

### How does Lawrence charge for financial advice?

Lawrence charges a flat fee or retainer.

### Where is Lawrence Pershing based?

Lawrence Pershing is based in Lisle, Illinois.

### What does Lawrence specialize in?

Lawrence's specialties include flat-fee planning, retirement planning and tax planning. Lawrence works with pre-retirees and retirees.

### What credentials does Lawrence Pershing hold?

Lawrence Pershing holds the CFP and Retirement Management Advisor credentials.

### Is Lawrence Pershing registered with the SEC?

Yes. Lawrence Pershing is registered as an investment adviser representative in CA, IL, LA and TX (CRD 6207106), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Optimum Retirement Planning manage?

Optimum Retirement Planning reports $85.4M across 166 accounts in assets under management.

### How do I contact Lawrence Pershing?

Through Lawrence's website, optimumretirementplanning.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/46769): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.optimumretirementplanning.com/): specialties, clients served, and fees, checked October 28, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.