# Lauren Williams > Lauren Williams is a fee-only financial advisor at ProsperPlan Wealth in Gold River, California, who holds the CFP credential. Lauren charges a percentage of assets and a one-time planning fee and focuses on small business owners, retirement planning and family wealth transfer. Page: https://find.wellspent.co/advisors/lauren-williams/ Built from public directory listings; last checked April 25, 2026. ## Facts - **Firm:** ProsperPlan Wealth - **Based in:** Gold River, California - **Fee model:** Percentage of assets; One-time planning fee - **Accepting new clients:** Yes (firm's website) - **Assets under management (firm):** Over $5B - **Credentials:** CFP - **Specialties:** Small business owners, Retirement planning, Family wealth transfer, Equity compensation, Pension planning, Real estate investors, Tax planning - **Works with:** High earners, HENRY (High Earners, Not Rich Yet), Ultra high net worth, Executives, Founders, Pre-retirees, Retirees, Multi-generational families, Early-career professionals, Divorced individuals - **CRD:** 5171408 (https://adviserinfo.sec.gov/individual/summary/5171408) - **SEC registration:** Investment adviser representative in TX - **Exams passed:** Series 66 (2008) - **Firm size:** 1073 employees - **Disclosures:** None reported - **Website:** www.prosperplan.com ## About What Our Clients Look For At ProsperPlan Wealth, our clients are typically higher income earners and they want experienced guidance for the complex situations that come with real wealth and that’s exactly where we specialize. Pensions & Retirement Income We help you understand payout options, survivor benefits, and tax implications, while integrating pensions with Social Security, IRAs, and 401(k)s to create a reliable income stream. RSUs, ESPPs & Stock Options We provide strategies for timing sales, minimizing taxes, and diversifying concentrated positions, ensuring your equity compensation becomes a foundation of long-term wealth. Inheritance & Generational Wealth From tax-smart transfer strategies to trust coordination, we guide families in protecting and stewarding inheritance so it strengthens opportunities and harmony for generations to come. Business Owners We design advanced strategies - like cash balance or defined benefit plans, tax-efficient structures, and succession planning - that protect both your business and your family. Self-Employed Professionals We bring clarity to solo 401(k)s, SEP IRAs, defined benefit plans, and health savings options, helping you balance unpredictable income with consistent long-term growth. At ProsperPlan Wealth, we bring the experience, strategy, and care you need to simplify complexity, protect your wealth, and create prosperity that lasts for generations. ## Frequently asked questions ### Is Lauren Williams a fee-only financial advisor? Yes. Lauren Williams is listed in the public advisor directory (listed as fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Lauren's firm. ### How does Lauren charge for financial advice? Lauren charges a percentage of assets and a one-time planning fee. ### Where is Lauren Williams based? Lauren Williams is based in Gold River, California. ### What does Lauren specialize in? Lauren's specialties include small business owners, retirement planning, family wealth transfer, equity compensation, pension planning and real estate investors. Lauren works with high earners, HENRY (High Earners, Not Rich Yet), ultra high net worth, executives and founders. ### What credentials does Lauren Williams hold? Lauren Williams holds the CFP credential. ### Is Lauren Williams registered with the SEC? Yes. Lauren Williams is registered as an investment adviser representative in TX (CRD 5171408), per SEC Investment Adviser Public Disclosure data as of October 27, 2026. ### How much does ProsperPlan Wealth manage? ProsperPlan Wealth reports Over $5B in assets under management. ### How do I contact Lauren Williams? Through Lauren's website, www.prosperplan.com. ## Sources - Public advisor directory: listed as fee-only - SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026 - The firm's website (https://prosperplan.com/): specialties, clients served, and fees, checked October 28, 2026 --- Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.