# Laura Chernov

> Laura Chernov is a fee-only financial advisor at Balanced Financial Advisors in Sausalito, California, who holds the CFP credential. Balanced Financial Advisors reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/laura-chernov/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Balanced Financial Advisors
- **Based in:** Sausalito, California
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Assets under management (firm):** $22.6M across 43 accounts
- **Credentials:** CFP
- **CRD:** 4606911 (https://adviserinfo.sec.gov/individual/summary/4606911)
- **SEC registration:** Investment adviser representative in CA
- **Firm size:** 1 employee
- **Disclosures:** None reported

## Frequently asked questions

### Is Laura Chernov a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Laura holds no broker registration, and Balanced Financial Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Laura charge for financial advice?

Laura's firm, Balanced Financial Advisors, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Laura Chernov based?

Laura Chernov is based in Sausalito, California.

### What credentials does Laura Chernov hold?

Laura Chernov holds the CFP credential.

### Is Laura Chernov registered with the SEC?

Yes. Laura Chernov is registered as an investment adviser representative in CA (CRD 4606911), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Balanced Financial Advisors manage?

Balanced Financial Advisors reports $22.6M across 43 accounts in assets under management.

### How do I contact Laura Chernov?

Contact details aren't on file yet. Search for Balanced Financial Advisors.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4606911): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.