# Lamar Watson

> Lamar Watson is a fee-only financial advisor at Dream Financial Planning LLC in Reston, Virginia, who holds the CFP credential. Lamar charges an ongoing planning fee and a one-time planning fee (ongoing planning from $4,500 a year and one-time plans from $650).

Page: https://find.wellspent.co/advisors/lamar-watson/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Dream Financial Planning LLC
- **Based in:** Reston, Virginia
- **Fee model:** Ongoing planning fee; One-time planning fee
- **Fees (firm's website):** ongoing planning from $4,500 a year; one-time plans from $650
- **Assets under management (firm):** $5.2M across 44 accounts
- **Credentials:** CFP
- **Works with:** Early-career professionals, Pre-retirees
- **CRD:** 4929035 (https://adviserinfo.sec.gov/individual/summary/4929035)
- **SEC registration:** Investment adviser representative in TX, VA
- **Exams passed:** Series 66 (2006)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://dreamfinancialplanning.com

## Frequently asked questions

### Is Lamar Watson a fee-only financial advisor?

Yes. Lamar Watson is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Lamar's firm.

### How does Lamar charge for financial advice?

Lamar charges an ongoing planning fee and a one-time planning fee.

### How much does Lamar charge?

According to Dream Financial Planning LLC's website, checked October 28, 2026: ongoing planning from $4,500 a year; one-time plans from $650.

### Where is Lamar Watson based?

Lamar Watson is based in Reston, Virginia.

### What credentials does Lamar Watson hold?

Lamar Watson holds the CFP credential.

### Is Lamar Watson registered with the SEC?

Yes. Lamar Watson is registered as an investment adviser representative in TX and VA (CRD 4929035), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Dream Financial Planning LLC manage?

Dream Financial Planning LLC reports $5.2M across 44 accounts in assets under management.

### How do I contact Lamar Watson?

Through Lamar's website, dreamfinancialplanning.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/lamar-watson-10369): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://dreamfinancialplanning.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.