# Kyle Ray

> Kyle Ray is a fee-only financial advisor at Ridgeback Wealth Management in Peachtree City, Georgia. Kyle charges a flat fee or retainer, an ongoing planning fee, hourly fees and a one-time planning fee (ongoing planning from $3,000 a year and $250 an hour) and focuses on flat-fee planning, tax planning and retirement planning.

Page: https://find.wellspent.co/advisors/kyle-ray/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Ridgeback Wealth Management
- **Based in:** Peachtree City, Georgia
- **Fee model:** Flat fee or retainer; Ongoing planning fee; Hourly; One-time planning fee
- **Fees (firm's website):** ongoing planning from $3,000 a year; $250 an hour
- **Works virtually:** Yes (firm's website)
- **Assets under management (firm):** $1.6M across 8 accounts
- **Specialties:** Flat-fee planning, Tax planning, Retirement planning, Estate & legacy planning
- **CRD:** 7021695 (https://adviserinfo.sec.gov/individual/summary/7021695)
- **SEC registration:** Investment adviser representative in GA
- **Exams passed:** Series 65 (2024)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.ridgebackwealth.com/

## Frequently asked questions

### Is Kyle Ray a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Kyle holds no broker registration, and Ridgeback Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Kyle charge for financial advice?

Kyle charges a flat fee or retainer, an ongoing planning fee, hourly fees and a one-time planning fee.

### How much does Kyle charge?

According to Ridgeback Wealth Management's website, checked October 30, 2026: ongoing planning from $3,000 a year; $250 an hour.

### Does Kyle work with clients virtually?

Yes. Ridgeback Wealth Management says on its website that it works with clients remotely.

### Where is Kyle Ray based?

Kyle Ray is based in Peachtree City, Georgia.

### What does Kyle specialize in?

Kyle's specialties include flat-fee planning, tax planning, retirement planning and estate & legacy planning.

### Is Kyle Ray registered with the SEC?

Yes. Kyle Ray is registered as an investment adviser representative in GA (CRD 7021695), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Ridgeback Wealth Management manage?

Ridgeback Wealth Management reports $1.6M across 8 accounts in assets under management.

### How do I contact Kyle Ray?

Through Kyle's website, www.ridgebackwealth.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7021695): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://ridgebackwealth.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.