# Krystina Brown

> Krystina Brown is a fee-only financial advisor at Financial Decisions in Fair Lawn, New Jersey, who holds the CFP credential. Financial Decisions reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/krystina-brown/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Financial Decisions
- **Based in:** Fair Lawn, New Jersey
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $327.7M across 512 accounts
- **Credentials:** CFP
- **CRD:** 5299004 (https://adviserinfo.sec.gov/individual/summary/5299004)
- **SEC registration:** Investment adviser representative in NJ, NY, TX
- **Firm size:** 8 employees
- **Disclosures:** None reported
- **Website:** http://www.findec.net

## Frequently asked questions

### Is Krystina Brown a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Krystina holds no broker registration, and Financial Decisions reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Krystina charge for financial advice?

Krystina's firm, Financial Decisions, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Krystina Brown based?

Krystina Brown is based in Fair Lawn, New Jersey.

### What credentials does Krystina Brown hold?

Krystina Brown holds the CFP credential.

### Is Krystina Brown registered with the SEC?

Yes. Krystina Brown is registered as an investment adviser representative in NJ, NY and TX (CRD 5299004), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Financial Decisions manage?

Financial Decisions reports $327.7M across 512 accounts in assets under management.

### How do I contact Krystina Brown?

Through Krystina's website, www.findec.net.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5299004): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.