# Kristopher Schnell

> Kristopher Schnell is a fee-only financial advisor at Cogent Independent Advisors, Inc. in Camarillo, California, who holds the CRPC credential. Cogent Independent Advisors, Inc. reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/kristopher-schnell/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Cogent Independent Advisors, Inc.
- **Based in:** Camarillo, California
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $112.4M across 447 accounts
- **Credentials:** CRPC
- **CRD:** 4820715 (https://adviserinfo.sec.gov/individual/summary/4820715)
- **SEC registration:** Investment adviser representative in CA, CO, FL
- **Exams passed:** Series 63 (2004), Series 66 (2005)
- **Firm size:** 5 employees
- **Disclosures:** None reported

## Frequently asked questions

### Is Kristopher Schnell a fee-only financial advisor?

Yes. Kristopher Schnell is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Kristopher's firm.

### How does Kristopher charge for financial advice?

Kristopher's firm, Cogent Independent Advisors, Inc., reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Kristopher Schnell based?

Kristopher Schnell is based in Camarillo, California.

### What credentials does Kristopher Schnell hold?

Kristopher Schnell holds the CRPC credential.

### Is Kristopher Schnell registered with the SEC?

Yes. Kristopher Schnell is registered as an investment adviser representative in CA, CO and FL (CRD 4820715), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Cogent Independent Advisors, Inc. manage?

Cogent Independent Advisors, Inc. reports $112.4M across 447 accounts in assets under management.

### How do I contact Kristopher Schnell?

Contact details aren't on file yet. Search for Cogent Independent Advisors, Inc..

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/38784): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.