# Kristopher Kohtz

> Kristopher Kohtz is a fee-only financial advisor at Two Firs Financial in Seattle, Washington, who holds the CFP credential. Two Firs Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/kristopher-kohtz/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Two Firs Financial
- **Based in:** Seattle, Washington
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $19.4M across 92 accounts
- **Credentials:** CFP
- **CRD:** 6004271 (https://adviserinfo.sec.gov/individual/summary/6004271)
- **SEC registration:** Investment adviser representative in WA
- **Exams passed:** Series 66 (2013)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://www.letsmakeaplan.org/find-a-cfp-professional/certified-professional-profile/468e362f-e211-4a98-90d7-8410aa8dcd50

## Frequently asked questions

### Is Kristopher Kohtz a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Kristopher holds no broker registration, and Two Firs Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Kristopher charge for financial advice?

Kristopher's firm, Two Firs Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Kristopher Kohtz based?

Kristopher Kohtz is based in Seattle, Washington.

### What credentials does Kristopher Kohtz hold?

Kristopher Kohtz holds the CFP credential.

### Is Kristopher Kohtz registered with the SEC?

Yes. Kristopher Kohtz is registered as an investment adviser representative in WA (CRD 6004271), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Two Firs Financial manage?

Two Firs Financial reports $19.4M across 92 accounts in assets under management.

### How do I contact Kristopher Kohtz?

Through Kristopher's website, www.letsmakeaplan.org/find-a-cfp-professional/certified-professional-profile/468e362f-e211-4a98-90d7-8410aa8dcd50.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6004271): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.