# Kristopher Gallow

> Kristopher Gallow is a fee-only financial advisor at Ghost Strategies in San Antonio, Texas. Kristopher focuses on retirement planning. Ghost Strategies reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/kristopher-gallow/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Ghost Strategies
- **Based in:** San Antonio, Texas
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $1.0M across 10 accounts
- **Specialties:** Retirement planning
- **CRD:** 7866140 (https://adviserinfo.sec.gov/individual/summary/7866140)
- **SEC registration:** Investment adviser representative in TX
- **Exams passed:** Series 65 (2023)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://www.ghoststrategies.io

## Frequently asked questions

### Is Kristopher Gallow a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Kristopher holds no broker registration, and Ghost Strategies reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Kristopher charge for financial advice?

Kristopher's firm, Ghost Strategies, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Kristopher Gallow based?

Kristopher Gallow is based in San Antonio, Texas.

### What does Kristopher specialize in?

Kristopher's specialties include retirement planning.

### Is Kristopher Gallow registered with the SEC?

Yes. Kristopher Gallow is registered as an investment adviser representative in TX (CRD 7866140), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Ghost Strategies manage?

Ghost Strategies reports $1.0M across 10 accounts in assets under management.

### How do I contact Kristopher Gallow?

Through Kristopher's website, www.ghoststrategies.io.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7866140): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.ghoststrategies.io/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.