# Kristine Sherwood

> Kristine Sherwood is a fee-only financial advisor at Rachor Investment Advisory Services in Linden, Michigan, who holds the ChFC credential. Rachor Investment Advisory Services reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/kristine-sherwood/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Rachor Investment Advisory Services
- **Based in:** Linden, Michigan
- **Fee model (firm's Form ADV):** Percentage of assets
- **Assets under management (firm):** $238.1M across 1,043 accounts
- **Credentials:** ChFC
- **CRD:** 7129565 (https://adviserinfo.sec.gov/individual/summary/7129565)
- **SEC registration:** Investment adviser representative in MI
- **Firm size:** 16 employees
- **Disclosures:** None reported
- **Website:** http://www.rias.net

## Frequently asked questions

### Is Kristine Sherwood a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Kristine holds no broker registration, and Rachor Investment Advisory Services reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Kristine charge for financial advice?

Kristine's firm, Rachor Investment Advisory Services, reports charging a percentage of assets on its SEC Form ADV.

### Where is Kristine Sherwood based?

Kristine Sherwood is based in Linden, Michigan.

### What credentials does Kristine Sherwood hold?

Kristine Sherwood holds the ChFC credential.

### Is Kristine Sherwood registered with the SEC?

Yes. Kristine Sherwood is registered as an investment adviser representative in MI (CRD 7129565), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Rachor Investment Advisory Services manage?

Rachor Investment Advisory Services reports $238.1M across 1,043 accounts in assets under management.

### How do I contact Kristine Sherwood?

Through Kristine's website, www.rias.net.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7129565): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.