# Kristina Tenney-Gatto

> Kristina Tenney-Gatto is a fee-only financial advisor at Total Clarity Wealth Management in St. Charles, Illinois. Total Clarity Wealth Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/kristina-tenney-gatto/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Total Clarity Wealth Management
- **Based in:** St. Charles, Illinois
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $755.4M across 2,569 accounts
- **CRD:** 2505557 (https://adviserinfo.sec.gov/individual/summary/2505557)
- **SEC registration:** Investment adviser representative in IL
- **Exams passed:** Series 63 (1994), Series 65 (2023)
- **Firm size:** 26 employees
- **Disclosures:** None reported
- **Website:** https://www.totalclaritybusiness.com/

## Frequently asked questions

### Is Kristina Tenney-Gatto a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Kristina holds no broker registration, and Total Clarity Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Kristina charge for financial advice?

Kristina's firm, Total Clarity Wealth Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Kristina Tenney-Gatto based?

Kristina Tenney-Gatto is based in St. Charles, Illinois.

### Is Kristina Tenney-Gatto registered with the SEC?

Yes. Kristina Tenney-Gatto is registered as an investment adviser representative in IL (CRD 2505557), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Total Clarity Wealth Management manage?

Total Clarity Wealth Management reports $755.4M across 2,569 accounts in assets under management.

### How do I contact Kristina Tenney-Gatto?

Through Kristina's website, www.totalclaritybusiness.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2505557): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.