# Kristina Runzer

> Kristina Runzer is a fee-only financial advisor at Onroute Financial in Haddonfield, New Jersey, who holds the CFP credential. Onroute Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/kristina-runzer/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Onroute Financial
- **Based in:** Haddonfield, New Jersey
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $4.4M across 60 accounts
- **Credentials:** CFP
- **CRD:** 6117154 (https://adviserinfo.sec.gov/individual/summary/6117154)
- **SEC registration:** Investment adviser representative in NJ, PA
- **Exams passed:** Series 63 (2012), Series 65 (2013)
- **Firm size:** 1 employee
- **Disclosures:** None reported

## Frequently asked questions

### Is Kristina Runzer a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Kristina holds no broker registration, and Onroute Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Kristina charge for financial advice?

Kristina's firm, Onroute Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Kristina Runzer based?

Kristina Runzer is based in Haddonfield, New Jersey.

### What credentials does Kristina Runzer hold?

Kristina Runzer holds the CFP credential.

### Is Kristina Runzer registered with the SEC?

Yes. Kristina Runzer is registered as an investment adviser representative in NJ and PA (CRD 6117154), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Onroute Financial manage?

Onroute Financial reports $4.4M across 60 accounts in assets under management.

### How do I contact Kristina Runzer?

Contact details aren't on file yet. Search for Onroute Financial.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6117154): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.