# Kristin Garrett

> Kristin Garrett is a fee-only financial advisor at Financial Empowerment in Burnsville, Minnesota, who holds the CFP credential. Financial Empowerment reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/kristin-garrett/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Financial Empowerment
- **Based in:** Burnsville, Minnesota
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $126.4M across 334 accounts
- **Credentials:** CFP
- **CRD:** 4318694 (https://adviserinfo.sec.gov/individual/summary/4318694)
- **SEC registration:** Investment adviser representative in FL, MN, TX
- **Exams passed:** Series 66 (2012)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://www.finempowerment.com

## Frequently asked questions

### Is Kristin Garrett a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Kristin holds no broker registration, and Financial Empowerment reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Kristin charge for financial advice?

Kristin's firm, Financial Empowerment, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Kristin Garrett based?

Kristin Garrett is based in Burnsville, Minnesota.

### What credentials does Kristin Garrett hold?

Kristin Garrett holds the CFP credential.

### Is Kristin Garrett registered with the SEC?

Yes. Kristin Garrett is registered as an investment adviser representative in FL, MN and TX (CRD 4318694), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Financial Empowerment manage?

Financial Empowerment reports $126.4M across 334 accounts in assets under management.

### How do I contact Kristin Garrett?

Through Kristin's website, www.finempowerment.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4318694): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.