# Kristin Carlin

> Kristin Carlin is a fee-only financial advisor at FERN Impact in Duluth, Georgia. Kristin focuses on sustainable & impact investing. FERN Impact reports charging a percentage of assets, fixed fees and performance-based fees on its Form ADV.

Page: https://find.wellspent.co/advisors/kristin-carlin/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** FERN Impact
- **Based in:** Duluth, Georgia
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees; Performance-based fees
- **Assets under management (firm):** $1.7M across 5 accounts
- **Specialties:** Sustainable & impact investing
- **CRD:** 2632010 (https://adviserinfo.sec.gov/individual/summary/2632010)
- **SEC registration:** Investment adviser representative in GA, NY
- **Exams passed:** Series 63 (1996), Series 65 (2013)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://www.fernimpact.com

## Frequently asked questions

### Is Kristin Carlin a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Kristin holds no broker registration, and FERN Impact reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Kristin charge for financial advice?

Kristin's firm, FERN Impact, reports charging a percentage of assets, fixed fees and performance-based fees on its SEC Form ADV.

### Where is Kristin Carlin based?

Kristin Carlin is based in Duluth, Georgia.

### What does Kristin specialize in?

Kristin's specialties include sustainable & impact investing.

### Is Kristin Carlin registered with the SEC?

Yes. Kristin Carlin is registered as an investment adviser representative in GA and NY (CRD 2632010), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does FERN Impact manage?

FERN Impact reports $1.7M across 5 accounts in assets under management.

### How do I contact Kristin Carlin?

Through Kristin's website, www.fernimpact.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2632010): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://fernimpact.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.