# Kristen Lanning

> Kristen Lanning is a fee-only financial advisor at Pacesetter Financial Group in Lincoln, Illinois, who holds the CFP credential. Kristen charges a percentage of assets (1% a year on the first tier of assets managed).

Page: https://find.wellspent.co/advisors/kristen-lanning/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Pacesetter Financial Group
- **Based in:** Lincoln, Illinois
- **Fee model:** Percentage of assets
- **Fees (firm's website):** 1% a year on the first tier of assets managed
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $170.5M across 766 accounts
- **Credentials:** CFP
- **CRD:** 4869025 (https://adviserinfo.sec.gov/individual/summary/4869025)
- **SEC registration:** Investment adviser representative in IL
- **Exams passed:** Series 65 (2004)
- **Firm size:** 10 employees
- **Disclosures:** None reported
- **Website:** https://pacesetterfinancial.com/

## Frequently asked questions

### Is Kristen Lanning a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Kristen holds no broker registration, and Pacesetter Financial Group reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Kristen charge for financial advice?

Kristen charges a percentage of assets.

### How much does Kristen charge?

According to Pacesetter Financial Group's website, checked October 30, 2026: 1% a year on the first tier of assets managed.

### Does Kristen work with clients virtually?

Yes. Pacesetter Financial Group says on its website that it works with clients remotely.

### Where is Kristen Lanning based?

Kristen Lanning is based in Lincoln, Illinois.

### What credentials does Kristen Lanning hold?

Kristen Lanning holds the CFP credential.

### Is Kristen Lanning registered with the SEC?

Yes. Kristen Lanning is registered as an investment adviser representative in IL (CRD 4869025), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Pacesetter Financial Group manage?

Pacesetter Financial Group reports $170.5M across 766 accounts in assets under management.

### How do I contact Kristen Lanning?

Through Kristen's website, pacesetterfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4869025): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://pacesetterfinancial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.