# Kirsten Calambro

> Kirsten Calambro is a fee-only financial advisor at Oxford Planning Group in Woodstock, Maryland, who holds the CFP credential. Kirsten focuses on retirement planning, estate & legacy planning and tax planning. Oxford Planning Group reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/kirsten-calambro/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Oxford Planning Group
- **Based in:** Woodstock, Maryland
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $112.9M across 98 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Estate & legacy planning, Tax planning
- **CRD:** 7497389 (https://adviserinfo.sec.gov/individual/summary/7497389)
- **SEC registration:** Investment adviser representative in MD
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** http://www.oxfordplanning.com

## Frequently asked questions

### Is Kirsten Calambro a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Kirsten holds no broker registration, and Oxford Planning Group reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Kirsten charge for financial advice?

Kirsten's firm, Oxford Planning Group, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Kirsten Calambro based?

Kirsten Calambro is based in Woodstock, Maryland.

### What does Kirsten specialize in?

Kirsten's specialties include retirement planning, estate & legacy planning and tax planning.

### What credentials does Kirsten Calambro hold?

Kirsten Calambro holds the CFP credential.

### Is Kirsten Calambro registered with the SEC?

Yes. Kirsten Calambro is registered as an investment adviser representative in MD (CRD 7497389), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Oxford Planning Group manage?

Oxford Planning Group reports $112.9M across 98 accounts in assets under management.

### How do I contact Kirsten Calambro?

Through Kirsten's website, www.oxfordplanning.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7497389): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.oxfordplanning.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.