# Kirk Kinder

> Kirk Kinder is a fee-only financial advisor at Picket Fence Financial in Palm Harbor, Florida, who holds the CFP credential. Picket Fence Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/kirk-kinder/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Picket Fence Financial
- **Based in:** Palm Harbor, Florida
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $50.5M across 241 accounts
- **Credentials:** CFP
- **CRD:** 4656569 (https://adviserinfo.sec.gov/individual/summary/4656569)
- **SEC registration:** Investment adviser representative in FL, MD, TX
- **Exams passed:** Series 65 (2003)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://www.picketfencefinancial.com

## Frequently asked questions

### Is Kirk Kinder a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Kirk holds no broker registration, and Picket Fence Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Kirk charge for financial advice?

Kirk's firm, Picket Fence Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Kirk Kinder based?

Kirk Kinder is based in Palm Harbor, Florida.

### What credentials does Kirk Kinder hold?

Kirk Kinder holds the CFP credential.

### Is Kirk Kinder registered with the SEC?

Yes. Kirk Kinder is registered as an investment adviser representative in FL, MD and TX (CRD 4656569), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Picket Fence Financial manage?

Picket Fence Financial reports $50.5M across 241 accounts in assets under management.

### How do I contact Kirk Kinder?

Through Kirk's website, www.picketfencefinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4656569): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.