# Kirk Francis

> Kirk Francis is a fee-only financial advisor at Financial Life Advisors in San Antonio, Texas, who holds the CFP credential. Financial Life Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/kirk-francis/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Financial Life Advisors
- **Based in:** San Antonio, Texas
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $366.3M across 752 accounts
- **Credentials:** CFP
- **CRD:** 840623 (https://adviserinfo.sec.gov/individual/summary/840623)
- **SEC registration:** Investment adviser representative in TX
- **Exams passed:** Series 63 (1983)
- **Firm size:** 11 employees
- **Disclosures:** None reported
- **Website:** http://www.financiallifeadvisers.com

## Frequently asked questions

### Is Kirk Francis a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Kirk holds no broker registration, and Financial Life Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Kirk charge for financial advice?

Kirk's firm, Financial Life Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Kirk Francis based?

Kirk Francis is based in San Antonio, Texas.

### What credentials does Kirk Francis hold?

Kirk Francis holds the CFP credential.

### Is Kirk Francis registered with the SEC?

Yes. Kirk Francis is registered as an investment adviser representative in TX (CRD 840623), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Financial Life Advisors manage?

Financial Life Advisors reports $366.3M across 752 accounts in assets under management.

### How do I contact Kirk Francis?

Through Kirk's website, www.financiallifeadvisers.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/840623): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.