# Kimber Heaton

> Kimber Heaton is a fee-only financial advisor at Heaton Financial in Cedar City, Utah, who holds the CFP credential. Heaton Financial reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/kimber-heaton/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Heaton Financial
- **Based in:** Cedar City, Utah
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Assets under management (firm):** $140.1M across 660 accounts
- **Credentials:** CFP
- **CRD:** 2352325 (https://adviserinfo.sec.gov/individual/summary/2352325)
- **SEC registration:** Investment adviser representative in TX, UT
- **Exams passed:** Series 63 (1993), Series 65 (1995)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://www.heatonfinancial.com

## Frequently asked questions

### Is Kimber Heaton a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Kimber holds no broker registration, and Heaton Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Kimber charge for financial advice?

Kimber's firm, Heaton Financial, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Kimber Heaton based?

Kimber Heaton is based in Cedar City, Utah.

### What credentials does Kimber Heaton hold?

Kimber Heaton holds the CFP credential.

### Is Kimber Heaton registered with the SEC?

Yes. Kimber Heaton is registered as an investment adviser representative in TX and UT (CRD 2352325), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Heaton Financial manage?

Heaton Financial reports $140.1M across 660 accounts in assets under management.

### How do I contact Kimber Heaton?

Through Kimber's website, www.heatonfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2352325): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.