# Kevin Lam > Kevin Lam is a fee-only financial advisor at Age Wisely Financial in Wilmington, Delaware, who holds the CFP credential. Kevin charges a one-time planning fee (one-time plans from $720) and focuses on retirement planning, tax planning and estate & legacy planning. Page: https://find.wellspent.co/advisors/kevin-lam/ Built from public directory listings; last checked April 21, 2026. ## Facts - **Firm:** Age Wisely Financial - **Based in:** Wilmington, Delaware - **Fee model:** One-time planning fee - **Fees (Advice-Only Network profile):** one-time plans from $720 - **Works virtually:** Yes (Advice-Only Network profile) - **Accepting new clients:** Yes (Advice-Only Network profile) - **Credentials:** CFP - **Specialties:** Retirement planning, Tax planning, Estate & legacy planning - **Works with:** Retirees, Pre-retirees - **CRD:** 714200 (https://adviserinfo.sec.gov/individual/summary/714200) - **SEC registration:** Investment adviser representative in DE, TX - **Exams passed:** Series 63 (1990) - **Firm size:** 1 employee - **Disclosures:** None reported - **Website:** https://agewiselyfinancial.com ## About Kevin Lam founded Age Wisely Financial to help fellow seniors age 60 and up. After more than 45 years in institutional finance, he retired in 2019, and when friends and neighbors began asking for help, he earned his CFP® and Certified Personal Retirement Specialist credentials to make sure his advice was sound. Through the Foundation for Financial Planning, he has volunteered pro bono planning for widows, widowers, exonerees and families facing cancer. Kevin, who is in his 60s himself, helps clients with retirement income, Social Security and pensions, portfolio second opinions, withdrawal strategies, Medicare, Roth conversions, RMDs, inherited IRAs and charitable giving. He also works on the loss of a spouse, long-term care, reverse mortgages, aging in place, care facility searches, fraud prevention, trusts and legacy planning, including crafting a life purpose statement. ## Frequently asked questions ### Is Kevin Lam a fee-only financial advisor? Yes. Kevin Lam is listed in the XY Planning Network directory (XYPN members are fee-only) and the Advice-Only Network (advice-only practices, no product sales). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Kevin's firm. ### How does Kevin charge for financial advice? Kevin charges a one-time planning fee. ### Does Kevin work with clients virtually? Yes. Kevin's Advice-Only Network profile says they meet with clients virtually. ### Where is Kevin Lam based? Kevin Lam is based in Wilmington, Delaware. ### What does Kevin specialize in? Kevin's specialties include retirement planning, tax planning and estate & legacy planning. Kevin works with retirees and pre-retirees. ### What credentials does Kevin Lam hold? Kevin Lam holds the CFP credential. ### Is Kevin Lam registered with the SEC? Yes. Kevin Lam is registered as an investment adviser representative in DE and TX (CRD 714200), per SEC Investment Adviser Public Disclosure data as of October 27, 2026. ### How do I contact Kevin Lam? Through Kevin's website, agewiselyfinancial.com. ## Sources - XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/kevin-lam-27161): XYPN members are fee-only - Advice-Only Network listing: advice-only practices, no product sales - SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026 - The firm's website (https://agewiselyfinancial.com/): specialties, clients served, and fees, checked October 28, 2026 --- Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.