# Kent Golightly

> Kent Golightly is a fee-only financial advisor at Planning Alternatives in Birmingham, Michigan, who holds the CFP credential. Planning Alternatives reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/kent-golightly/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Planning Alternatives
- **Based in:** Birmingham, Michigan
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $1.54B across 693 accounts
- **Credentials:** CFP
- **CRD:** 7169662 (https://adviserinfo.sec.gov/individual/summary/7169662)
- **SEC registration:** Investment adviser representative in MI
- **Exams passed:** Series 65 (2019)
- **Firm size:** 20 employees
- **Disclosures:** None reported
- **Website:** https://podcasts.apple.com/us/podcast/day-in-a-canoe-podcast/id1376400571https://

## Frequently asked questions

### Is Kent Golightly a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Kent holds no broker registration, and Planning Alternatives reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Kent charge for financial advice?

Kent's firm, Planning Alternatives, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Kent Golightly based?

Kent Golightly is based in Birmingham, Michigan.

### What credentials does Kent Golightly hold?

Kent Golightly holds the CFP credential.

### Is Kent Golightly registered with the SEC?

Yes. Kent Golightly is registered as an investment adviser representative in MI (CRD 7169662), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Planning Alternatives manage?

Planning Alternatives reports $1.54B across 693 accounts in assets under management.

### How do I contact Kent Golightly?

Through Kent's website, podcasts.apple.com/us/podcast/day-in-a-canoe-podcast/id1376400571https:/.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7169662): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.