# Kenneth Bernard

> Kenneth Bernard is a fee-only financial advisor at Bernard Wealth Management in Royal Oak, Michigan, who holds the CFA credential. Bernard Wealth Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/kenneth-bernard/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Bernard Wealth Management
- **Based in:** Royal Oak, Michigan
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $314.2M across 848 accounts
- **Credentials:** CFA
- **CRD:** 4713729 (https://adviserinfo.sec.gov/individual/summary/4713729)
- **SEC registration:** Investment adviser representative in CA, MI, TX
- **Firm size:** 4 employees
- **Disclosures:** None reported
- **Website:** http://www.bernard-wealth.com

## Frequently asked questions

### Is Kenneth Bernard a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Kenneth holds no broker registration, and Bernard Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Kenneth charge for financial advice?

Kenneth's firm, Bernard Wealth Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Kenneth Bernard based?

Kenneth Bernard is based in Royal Oak, Michigan.

### What credentials does Kenneth Bernard hold?

Kenneth Bernard holds the CFA credential.

### Is Kenneth Bernard registered with the SEC?

Yes. Kenneth Bernard is registered as an investment adviser representative in CA, MI and TX (CRD 4713729), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Bernard Wealth Management manage?

Bernard Wealth Management reports $314.2M across 848 accounts in assets under management.

### How do I contact Kenneth Bernard?

Through Kenneth's website, www.bernard-wealth.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4713729): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.