# Kendell Phillip

> Kendell Phillip is a fee-only financial advisor at Lockstep Financial in Odenton, Maryland. Kendell charges a percentage of assets, hourly fees and a one-time planning fee (one-time plans from $660 and $220 an hour).

Page: https://find.wellspent.co/advisors/kendell-phillip/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Lockstep Financial
- **Based in:** Odenton, Maryland
- **Fee model:** Percentage of assets; Hourly; One-time planning fee
- **Fees (firm's website):** one-time plans from $660; $220 an hour; 0.5%–2% a year of assets managed; a $200,000 asset minimum
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $1.2M across 18 accounts
- **CRD:** 7316030 (https://adviserinfo.sec.gov/individual/summary/7316030)
- **SEC registration:** Investment adviser representative in MD
- **Exams passed:** Series 65 (2018)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.lockstepfinancial.com/

## Frequently asked questions

### Is Kendell Phillip a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Kendell holds no broker registration, and Lockstep Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Kendell charge for financial advice?

Kendell charges a percentage of assets, hourly fees and a one-time planning fee.

### How much does Kendell charge?

According to Lockstep Financial's website, checked October 30, 2026: one-time plans from $660; $220 an hour; 0.5%–2% a year of assets managed; a $200,000 asset minimum.

### Does Kendell work with clients virtually?

Yes. Lockstep Financial says on its website that it works with clients remotely.

### Where is Kendell Phillip based?

Kendell Phillip is based in Odenton, Maryland.

### Is Kendell Phillip registered with the SEC?

Yes. Kendell Phillip is registered as an investment adviser representative in MD (CRD 7316030), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Lockstep Financial manage?

Lockstep Financial reports $1.2M across 18 accounts in assets under management.

### How do I contact Kendell Phillip?

Through Kendell's website, www.lockstepfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7316030): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.lockstepfinancial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.