# Kelly Palmer > Kelly Palmer is a fee-only financial advisor at The Wealthy Parent LLC in Chicago, Illinois, who holds the CFP and CFA credentials. Kelly charges a subscription and a one-time planning fee (ongoing planning from $9,000 a year and one-time plans from $4,950) and focuses on tax planning, equity compensation and flat-fee planning. Page: https://find.wellspent.co/advisors/kelly-palmer/ Built from public directory listings; last checked October 28, 2026. ## Facts - **Firm:** The Wealthy Parent LLC - **Based in:** Chicago, Illinois - **Fee model:** Subscription; One-time planning fee - **Fees (firm's website):** ongoing planning from $9,000 a year; one-time plans from $4,950 - **Fees (Advice-Only Network profile):** subscription $750 a month; subscription $9,000 a year; one-time plans $4,950 - **Works virtually:** Yes (firm's website) - **Accepting new clients:** Yes (firm's website) - **Credentials:** CFP, CFA - **Specialties:** Tax planning, Equity compensation, Flat-fee planning - **Works with:** High earners - **CRD:** 7147243 (https://adviserinfo.sec.gov/individual/summary/7147243) - **SEC registration:** Investment adviser representative in CA, IL, TX - **Firm size:** 1 employee - **Disclosures:** None reported - **Website:** https://thewealthyparent.com ## About Kelly Palmer founded The Wealthy Parent to help millennial families with equity compensation enjoy life today and feel confident about the future. A mother herself, she has more than 10 years of experience in wealth management and holds the CFP® and Chartered Financial Analyst designations, which help her translate complex investment jargon into plain terms. Kelly built the firm to be the resource she wanted when her son was born. Even after a decade in the investment industry, she spent many hours working out how to set up her own family's financial and estate plans. Her planning process is a series of deliberate meetings that educate clients and bring structure, purpose and clarity to their finances. For Kelly, being a wealthy parent means more than net worth: it means having the time and freedom to spend life on what brings joy, whether that is time with her husband and son or a long walk by the lake. ## Frequently asked questions ### Is Kelly Palmer a fee-only financial advisor? Yes. Kelly Palmer is listed in the XY Planning Network directory (XYPN members are fee-only) and the Advice-Only Network (advice-only practices, no product sales). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Kelly's firm. ### How does Kelly Palmer charge for financial advice? Kelly Palmer charges a subscription and a one-time planning fee. ### How much does Kelly Palmer charge? According to The Wealthy Parent LLC's website, checked October 28, 2026: ongoing planning from $9,000 a year; one-time plans from $4,950. ### Does Kelly Palmer work with clients virtually? Yes. The Wealthy Parent LLC says on its website that it works with clients remotely. ### Where is Kelly Palmer based? Kelly Palmer is based in Chicago, Illinois. ### What does Kelly Palmer specialize in? Kelly Palmer's specialties include tax planning, equity compensation and flat-fee planning. Kelly works with high earners. ### What credentials does Kelly Palmer hold? Kelly Palmer holds the CFP and CFA credentials. ### Is Kelly Palmer registered with the SEC? Yes. Kelly Palmer is registered as an investment adviser representative in CA, IL and TX (CRD 7147243), per SEC Investment Adviser Public Disclosure data as of October 27, 2026. ### How do I contact Kelly Palmer? Through Kelly Palmer's website, thewealthyparent.com. ## Sources - XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/kelly-palmer-11024): XYPN members are fee-only - Advice-Only Network listing: advice-only practices, no product sales - SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026 - The firm's website (https://www.thewealthyparent.com/): specialties, clients served, and fees, checked October 28, 2026 --- Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.