# Kelli Denney

> Kelli Denney is a fee-only financial advisor at Armour Wealth Advisors in Tumwater, Washington. Kelli focuses on estate & legacy planning. Armour Wealth Advisors reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/kelli-denney/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Armour Wealth Advisors
- **Based in:** Tumwater, Washington
- **Fee model (firm's Form ADV):** Percentage of assets
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $110.4M across 306 accounts
- **Specialties:** Estate & legacy planning
- **Works with:** Retirees
- **CRD:** 5444259 (https://adviserinfo.sec.gov/individual/summary/5444259)
- **SEC registration:** Investment adviser representative in WA
- **Exams passed:** Series 66 (2009)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://www.armourwa.com

## Frequently asked questions

### Is Kelli Denney a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Kelli holds no broker registration, and Armour Wealth Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Kelli charge for financial advice?

Kelli's firm, Armour Wealth Advisors, reports charging a percentage of assets on its SEC Form ADV.

### Where is Kelli Denney based?

Kelli Denney is based in Tumwater, Washington.

### What does Kelli specialize in?

Kelli's specialties include estate & legacy planning. Kelli works with retirees.

### Is Kelli Denney registered with the SEC?

Yes. Kelli Denney is registered as an investment adviser representative in WA (CRD 5444259), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Armour Wealth Advisors manage?

Armour Wealth Advisors reports $110.4M across 306 accounts in assets under management.

### How do I contact Kelli Denney?

Through Kelli's website, www.armourwa.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5444259): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://armourwa.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.