# Kathleen Hentges

> Kathleen Hentges is a fee-only financial advisor at Applied Advisor in San Francisco, California, who holds the CFP credential. Kathleen charges hourly fees (no asset minimum) and focuses on retirement planning.

Page: https://find.wellspent.co/advisors/kathleen-hentges/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Applied Advisor
- **Based in:** San Francisco, California
- **Fee model:** Hourly
- **Fees (firm's website):** no asset minimum
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Credentials:** CFP
- **Specialties:** Retirement planning
- **CRD:** 4655202 (https://adviserinfo.sec.gov/individual/summary/4655202)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 65 (2003)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://www.appliedadvisor.com

## Frequently asked questions

### Is Kathleen Hentges a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Kathleen holds no broker registration, and Applied Advisor reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Kathleen charge for financial advice?

Kathleen charges hourly fees.

### How much does Kathleen charge?

According to Applied Advisor's website, checked October 30, 2026: no asset minimum.

### Does Kathleen work with clients virtually?

Yes. Applied Advisor says on its website that it works with clients remotely.

### Where is Kathleen Hentges based?

Kathleen Hentges is based in San Francisco, California.

### What does Kathleen specialize in?

Kathleen's specialties include retirement planning.

### What credentials does Kathleen Hentges hold?

Kathleen Hentges holds the CFP credential.

### Is Kathleen Hentges registered with the SEC?

Yes. Kathleen Hentges is registered as an investment adviser representative in CA (CRD 4655202), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How do I contact Kathleen Hentges?

Through Kathleen's website, www.appliedadvisor.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4655202): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.appliedadvisor.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.