# Karen Vavra

> Karen Vavra is a fee-only financial advisor at VCM Wealth in Collegeville, Pennsylvania. Karen focuses on retirement planning, estate & legacy planning and tax planning. VCM Wealth reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/karen-vavra/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** VCM Wealth
- **Based in:** Collegeville, Pennsylvania
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $104.8M across 297 accounts
- **Specialties:** Retirement planning, Estate & legacy planning, Tax planning
- **CRD:** 2918570 (https://adviserinfo.sec.gov/individual/summary/2918570)
- **SEC registration:** Investment adviser representative in PA
- **Exams passed:** Series 63 (1998), Series 65 (1998)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://www.vcm-wealth.com

## Frequently asked questions

### Is Karen Vavra a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Karen holds no broker registration, and VCM Wealth reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Karen charge for financial advice?

Karen's firm, VCM Wealth, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Karen Vavra based?

Karen Vavra is based in Collegeville, Pennsylvania.

### What does Karen specialize in?

Karen's specialties include retirement planning, estate & legacy planning and tax planning.

### Is Karen Vavra registered with the SEC?

Yes. Karen Vavra is registered as an investment adviser representative in PA (CRD 2918570), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does VCM Wealth manage?

VCM Wealth reports $104.8M across 297 accounts in assets under management.

### How do I contact Karen Vavra?

Through Karen's website, www.vcm-wealth.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2918570): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://vcm-wealth.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.