# Kaleb Paddock

> Kaleb Paddock is a fee-only financial advisor at Ten Talents Financial Planning in Parker, Colorado, who holds the CFP credential. Kaleb charges a percentage of assets and an ongoing planning fee (1% a year on the first tier of assets managed) and focuses on retirement planning and tax planning.

Page: https://find.wellspent.co/advisors/kaleb-paddock/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Ten Talents Financial Planning
- **Based in:** Parker, Colorado
- **Fee model:** Percentage of assets; Ongoing planning fee
- **Fees (firm's website):** 1% a year on the first tier of assets managed
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $50.5M across 126 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Tax planning
- **Works with:** Pre-retirees, Tech employees
- **CRD:** 6428919 (https://adviserinfo.sec.gov/individual/summary/6428919)
- **SEC registration:** Investment adviser representative in CA, CO, TX
- **Exams passed:** Series 65 (2015)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://tentalentsfp.com/blog/

## Frequently asked questions

### Is Kaleb Paddock a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Kaleb holds no broker registration, and Ten Talents Financial Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Kaleb charge for financial advice?

Kaleb charges a percentage of assets and an ongoing planning fee.

### How much does Kaleb charge?

According to Ten Talents Financial Planning's website, checked October 30, 2026: 1% a year on the first tier of assets managed.

### Does Kaleb work with clients virtually?

Yes. Ten Talents Financial Planning says on its website that it works with clients remotely.

### Where is Kaleb Paddock based?

Kaleb Paddock is based in Parker, Colorado.

### What does Kaleb specialize in?

Kaleb's specialties include retirement planning and tax planning. Kaleb works with pre-retirees and tech employees.

### What credentials does Kaleb Paddock hold?

Kaleb Paddock holds the CFP credential.

### Is Kaleb Paddock registered with the SEC?

Yes. Kaleb Paddock is registered as an investment adviser representative in CA, CO and TX (CRD 6428919), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Ten Talents Financial Planning manage?

Ten Talents Financial Planning reports $50.5M across 126 accounts in assets under management.

### How do I contact Kaleb Paddock?

Through Kaleb's website, tentalentsfp.com/blog.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6428919): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://tentalentsfp.com/blog/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.