# Justin Young

> Justin Young is a fee-only financial advisor at Opal Advisors in Bellevue, Washington. Justin focuses on retirement planning, estate & legacy planning and tax planning. Opal Advisors reports charging a percentage of assets and performance-based fees on its Form ADV.

Page: https://find.wellspent.co/advisors/justin-young/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Opal Advisors
- **Based in:** Bellevue, Washington
- **Fee model (firm's Form ADV):** Percentage of assets; Performance-based fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $174.0M across 381 accounts
- **Specialties:** Retirement planning, Estate & legacy planning, Tax planning
- **CRD:** 4323076 (https://adviserinfo.sec.gov/individual/summary/4323076)
- **SEC registration:** Investment adviser representative in WA
- **Exams passed:** Series 65 (2025)
- **Firm size:** 6 employees
- **Disclosures:** None reported
- **Website:** https://www.opaladvisors.com/

## Frequently asked questions

### Is Justin Young a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Justin holds no broker registration, and Opal Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Justin charge for financial advice?

Justin's firm, Opal Advisors, reports charging a percentage of assets and performance-based fees on its SEC Form ADV.

### Where is Justin Young based?

Justin Young is based in Bellevue, Washington.

### What does Justin specialize in?

Justin's specialties include retirement planning, estate & legacy planning and tax planning.

### Is Justin Young registered with the SEC?

Yes. Justin Young is registered as an investment adviser representative in WA (CRD 4323076), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Opal Advisors manage?

Opal Advisors reports $174.0M across 381 accounts in assets under management.

### How do I contact Justin Young?

Through Justin's website, www.opaladvisors.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4323076): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://opaladvisors.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.