# Justin Luther

> Justin Luther is a fee-only financial advisor at Luther Wealth in North Charleston, South Carolina, who holds the CFA credential. Justin charges a percentage of assets (0.65% a year on the first tier of assets managed).

Page: https://find.wellspent.co/advisors/justin-luther/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Luther Wealth
- **Based in:** North Charleston, South Carolina
- **Fee model:** Percentage of assets
- **Fees (firm's website):** 0.65% a year on the first tier of assets managed
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $2.8M across 7 accounts
- **Credentials:** CFA
- **Works with:** High earners
- **CRD:** 5806513 (https://adviserinfo.sec.gov/individual/summary/5806513)
- **SEC registration:** Investment adviser representative in SC
- **Exams passed:** Series 63 (2011)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.lutherwealth.com

## Frequently asked questions

### Is Justin Luther a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Justin holds no broker registration, and Luther Wealth reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Justin charge for financial advice?

Justin charges a percentage of assets.

### How much does Justin charge?

According to Luther Wealth's website, checked October 30, 2026: 0.65% a year on the first tier of assets managed.

### Does Justin work with clients virtually?

Yes. Luther Wealth says on its website that it works with clients remotely.

### Where is Justin Luther based?

Justin Luther is based in North Charleston, South Carolina.

### What credentials does Justin Luther hold?

Justin Luther holds the CFA credential.

### Is Justin Luther registered with the SEC?

Yes. Justin Luther is registered as an investment adviser representative in SC (CRD 5806513), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Luther Wealth manage?

Luther Wealth reports $2.8M across 7 accounts in assets under management.

### How do I contact Justin Luther?

Through Justin's website, www.lutherwealth.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5806513): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.lutherwealth.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.