# Justin Howard

> Justin Howard is a fee-only financial advisor at Howard Wealth Management in Madison, Connecticut, who holds the CFP credential. Howard Wealth Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/justin-howard/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Howard Wealth Management
- **Based in:** Madison, Connecticut
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $397M across 924 accounts
- **Credentials:** CFP
- **CRD:** 2888565 (https://adviserinfo.sec.gov/individual/summary/2888565)
- **SEC registration:** Investment adviser representative in CT
- **Exams passed:** Series 63 (2003), Series 65 (1997)
- **Firm size:** 2 employees
- **Disclosures:** None reported

## Frequently asked questions

### Is Justin Howard a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Justin holds no broker registration, and Howard Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Justin charge for financial advice?

Justin's firm, Howard Wealth Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Justin Howard based?

Justin Howard is based in Madison, Connecticut.

### What credentials does Justin Howard hold?

Justin Howard holds the CFP credential.

### Is Justin Howard registered with the SEC?

Yes. Justin Howard is registered as an investment adviser representative in CT (CRD 2888565), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Howard Wealth Management manage?

Howard Wealth Management reports $397M across 924 accounts in assets under management.

### How do I contact Justin Howard?

Contact details aren't on file yet. Search for Howard Wealth Management.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2888565): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.