# Justin Horowitz > Justin Horowitz is a fee-only financial advisor at Just Advising in Raleigh, North Carolina, who holds the CFP credential. Justin charges a subscription and a one-time planning fee (ongoing planning from $2,100 a year and one-time plans from $1,500) and focuses on sustainable & impact investing, student loans and equity compensation. Page: https://find.wellspent.co/advisors/justin-horowitz/ Built from public directory listings; last checked April 21, 2026. ## Facts - **Firm:** Just Advising - **Based in:** Raleigh, North Carolina - **Fee model:** Subscription; One-time planning fee - **Fees (firm's website):** ongoing planning from $2,100 a year; one-time plans from $1,500; no asset minimum - **Fees (Advice-Only Network profile):** subscription from $175 a month; one-time plans from $1,500 - **Works virtually:** Yes (firm's website) - **Accepting new clients:** Yes (Advice-Only Network profile) - **Credentials:** CFP - **Specialties:** Sustainable & impact investing, Student loans, Equity compensation - **Works with:** Early-career professionals - **CRD:** 7318357 (https://adviserinfo.sec.gov/individual/summary/7318357) - **SEC registration:** Investment adviser representative in NC, TX - **Firm size:** 1 employee - **Disclosures:** None reported - **Website:** https://justadvising.com ## About Justin Horowitz runs Just Advising, an advice-only practice for environmentally and socially conscious people who want clear guidance without commissions, high fees or someone else managing their money. His clients often wonder where their money goes and how to support causes they care about, how to invest without backing fossil fuels or the weapons industry, what to do after having a baby, or how to handle company benefits and start a Roth IRA. Justin sees financial planning as a way to create lasting change, not just to accumulate more. Rather than first asking how much a client has, he asks what they want, then helps them align money with their goals and values. He grew up middle class, watching his parents weighed down by financial complexity, and saw how much more they could have enjoyed their time with good guidance. Outside work, he rock climbs and brews coffee. ## Frequently asked questions ### Is Justin Horowitz a fee-only financial advisor? Yes. Justin Horowitz is listed in the XY Planning Network directory (XYPN members are fee-only) and the Advice-Only Network (advice-only practices, no product sales). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Justin's firm. ### How does Justin charge for financial advice? Justin charges a subscription and a one-time planning fee. ### How much does Justin charge? According to Just Advising's website, checked October 28, 2026: ongoing planning from $2,100 a year; one-time plans from $1,500; no asset minimum. ### Does Justin work with clients virtually? Yes. Just Advising says on its website that it works with clients remotely. ### Where is Justin Horowitz based? Justin Horowitz is based in Raleigh, North Carolina. ### What does Justin specialize in? Justin's specialties include sustainable & impact investing, student loans and equity compensation. Justin works with early-career professionals. ### What credentials does Justin Horowitz hold? Justin Horowitz holds the CFP credential. ### Is Justin Horowitz registered with the SEC? Yes. Justin Horowitz is registered as an investment adviser representative in NC and TX (CRD 7318357), per SEC Investment Adviser Public Disclosure data as of October 27, 2026. ### How do I contact Justin Horowitz? Through Justin's website, justadvising.com. ## Sources - XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/justin-horowitz-43250): XYPN members are fee-only - Advice-Only Network listing: advice-only practices, no product sales - SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026 - The firm's website (https://justadvising.com/): specialties, clients served, and fees, checked October 28, 2026 --- Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.