# Justin Hobbs

> Justin Hobbs is a fee-only financial advisor at Rivertree Wealth in Denver, Colorado, who holds the CFP credential. Justin charges a percentage of assets (1% a year on the first tier of assets managed) and focuses on retirement planning, tax planning and estate & legacy planning.

Page: https://find.wellspent.co/advisors/justin-hobbs/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Rivertree Wealth
- **Based in:** Denver, Colorado
- **Fee model:** Percentage of assets
- **Fees (firm's website):** 1% a year on the first tier of assets managed
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $143.1M across 671 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning
- **Works with:** Pre-retirees
- **CRD:** 6450226 (https://adviserinfo.sec.gov/individual/summary/6450226)
- **SEC registration:** Investment adviser representative in CO, TX
- **Exams passed:** Series 65 (2015)
- **Firm size:** 6 employees
- **Disclosures:** None reported
- **Website:** https://www.rivertreewealth.com/

## Frequently asked questions

### Is Justin Hobbs a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Justin holds no broker registration, and Rivertree Wealth reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Justin charge for financial advice?

Justin charges a percentage of assets.

### How much does Justin charge?

According to Rivertree Wealth's website, checked October 30, 2026: 1% a year on the first tier of assets managed.

### Does Justin work with clients virtually?

Yes. Rivertree Wealth says on its website that it works with clients remotely.

### Where is Justin Hobbs based?

Justin Hobbs is based in Denver, Colorado.

### What does Justin specialize in?

Justin's specialties include retirement planning, tax planning and estate & legacy planning. Justin works with pre-retirees.

### What credentials does Justin Hobbs hold?

Justin Hobbs holds the CFP credential.

### Is Justin Hobbs registered with the SEC?

Yes. Justin Hobbs is registered as an investment adviser representative in CO and TX (CRD 6450226), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Rivertree Wealth manage?

Rivertree Wealth reports $143.1M across 671 accounts in assets under management.

### How do I contact Justin Hobbs?

Through Justin's website, www.rivertreewealth.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6450226): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.rivertreewealth.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.