# Justin Garritt

> Justin Garritt is a fee-only financial advisor at Garritt Financial Solutions in Baltimore, Maryland. Justin charges a percentage of assets, an ongoing planning fee and a one-time planning fee (ongoing planning from $2,400 a year and one-time plans from $495) and focuses on retirement planning, student loans and pension planning.

Page: https://find.wellspent.co/advisors/justin-garritt/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Garritt Financial Solutions
- **Based in:** Baltimore, Maryland
- **Fee model:** Percentage of assets; Ongoing planning fee; One-time planning fee
- **Fees (firm's website):** ongoing planning from $2,400 a year; one-time plans from $495; 0.85% a year on the first tier of assets managed
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $15.7M across 477 accounts
- **Specialties:** Retirement planning, Student loans, Pension planning
- **Works with:** Retirees, Pre-retirees, Early-career professionals, Physicians
- **CRD:** 7214836 (https://adviserinfo.sec.gov/individual/summary/7214836)
- **SEC registration:** Investment adviser representative in CA, DC, LA, MD, NY, VA
- **Exams passed:** Series 65 (2019)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** https://www.garrittfinancialsolutions.com/

## Frequently asked questions

### Is Justin Garritt a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Justin holds no broker registration, and Garritt Financial Solutions reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Justin charge for financial advice?

Justin charges a percentage of assets, an ongoing planning fee and a one-time planning fee.

### How much does Justin charge?

According to Garritt Financial Solutions's website, checked October 30, 2026: ongoing planning from $2,400 a year; one-time plans from $495; 0.85% a year on the first tier of assets managed.

### Does Justin work with clients virtually?

Yes. Garritt Financial Solutions says on its website that it works with clients remotely.

### Where is Justin Garritt based?

Justin Garritt is based in Baltimore, Maryland.

### What does Justin specialize in?

Justin's specialties include retirement planning, student loans and pension planning. Justin works with retirees, pre-retirees, early-career professionals and physicians.

### Is Justin Garritt registered with the SEC?

Yes. Justin Garritt is registered as an investment adviser representative in CA, DC, LA, MD, NY and VA (CRD 7214836), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Garritt Financial Solutions manage?

Garritt Financial Solutions reports $15.7M across 477 accounts in assets under management.

### How do I contact Justin Garritt?

Through Justin's website, www.garrittfinancialsolutions.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7214836): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://garrittfinancialsolutions.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.