# Justin Cook

> Justin Cook is a fee-only financial advisor at RFM Financial Solutions in Mt. Pleasant, Michigan, who holds the CFP credential. Justin charges a percentage of assets and hourly fees (0.5%–1% a year of assets managed).

Page: https://find.wellspent.co/advisors/justin-cook/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** RFM Financial Solutions
- **Based in:** Mt. Pleasant, Michigan
- **Fee model:** Percentage of assets; Hourly
- **Fees (firm's website):** 0.5%–1% a year of assets managed
- **Assets under management (firm):** $260.1M across 979 accounts
- **Credentials:** CFP
- **CRD:** 7429865 (https://adviserinfo.sec.gov/individual/summary/7429865)
- **SEC registration:** Investment adviser representative in MI, TX
- **Firm size:** 6 employees
- **Disclosures:** None reported
- **Website:** https://www.rfmfinancialsolutions.com

## Frequently asked questions

### Is Justin Cook a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Justin holds no broker registration, and RFM Financial Solutions reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Justin charge for financial advice?

Justin charges a percentage of assets and hourly fees.

### How much does Justin charge?

According to RFM Financial Solutions's website, checked October 30, 2026: 0.5%–1% a year of assets managed.

### Where is Justin Cook based?

Justin Cook is based in Mt. Pleasant, Michigan.

### What credentials does Justin Cook hold?

Justin Cook holds the CFP credential.

### Is Justin Cook registered with the SEC?

Yes. Justin Cook is registered as an investment adviser representative in MI and TX (CRD 7429865), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does RFM Financial Solutions manage?

RFM Financial Solutions reports $260.1M across 979 accounts in assets under management.

### How do I contact Justin Cook?

Through Justin's website, www.rfmfinancialsolutions.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7429865): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://rfmfinancialsolutions.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.