# Julio Lopez-Brito

> Julio Lopez-Brito is a fee-only financial advisor at Sensible Money in Miami, Florida, who holds the CFP credential. Julio focuses on retirement planning and tax planning. Sensible Money reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/julio-lopez-brito/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Sensible Money
- **Based in:** Miami, Florida
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $742.5M across 1,416 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Tax planning
- **Works with:** Retirees, Pre-retirees
- **CRD:** 6678829 (https://adviserinfo.sec.gov/individual/summary/6678829)
- **SEC registration:** Investment adviser representative in FL
- **Exams passed:** Series 63 (2016), Series 65 (2018)
- **Firm size:** 16 employees
- **Disclosures:** None reported
- **Website:** https://www.sensiblemoney.com/

## Frequently asked questions

### Is Julio Lopez-Brito a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Julio holds no broker registration, and Sensible Money reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Julio charge for financial advice?

Julio's firm, Sensible Money, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Julio Lopez-Brito based?

Julio Lopez-Brito is based in Miami, Florida.

### What does Julio specialize in?

Julio's specialties include retirement planning and tax planning. Julio works with retirees and pre-retirees.

### What credentials does Julio Lopez-Brito hold?

Julio Lopez-Brito holds the CFP credential.

### Is Julio Lopez-Brito registered with the SEC?

Yes. Julio Lopez-Brito is registered as an investment adviser representative in FL (CRD 6678829), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Sensible Money manage?

Sensible Money reports $742.5M across 1,416 accounts in assets under management.

### How do I contact Julio Lopez-Brito?

Through Julio's website, www.sensiblemoney.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6678829): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://sensiblemoney.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.