# Julio Cintron

> Julio Cintron is a fee-only financial advisor at ESI Advisors in Ponce, Puerto Rico. ESI Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/julio-cintron/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** ESI Advisors
- **Based in:** Ponce, Puerto Rico
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $1.3M across 16 accounts
- **CRD:** 6650530 (https://adviserinfo.sec.gov/individual/summary/6650530)
- **SEC registration:** Investment adviser representative in PR
- **Exams passed:** Series 65 (2016)
- **Firm size:** 1 employee
- **Disclosures:** None reported

## Frequently asked questions

### Is Julio Cintron a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Julio holds no broker registration, and ESI Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Julio charge for financial advice?

Julio's firm, ESI Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Julio Cintron based?

Julio Cintron is based in Ponce, Puerto Rico.

### Is Julio Cintron registered with the SEC?

Yes. Julio Cintron is registered as an investment adviser representative in PR (CRD 6650530), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does ESI Advisors manage?

ESI Advisors reports $1.3M across 16 accounts in assets under management.

### How do I contact Julio Cintron?

Contact details aren't on file yet. Search for ESI Advisors.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6650530): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.