# Julie Quick

> Julie Quick is a fee-only financial advisor at Cultivate Financial Wellness in Howell, Michigan, who holds the BFA, CDFA and CFP credentials. Julie charges a percentage of assets, hourly fees and an ongoing planning fee (ongoing planning from $6,500 a year and $300 an hour) and focuses on divorce financial planning, retirement planning and estate & legacy planning.

Page: https://find.wellspent.co/advisors/julie-quick/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Cultivate Financial Wellness
- **Based in:** Howell, Michigan
- **Fee model:** Percentage of assets; Hourly; Ongoing planning fee
- **Fees (firm's website):** ongoing planning from $6,500 a year; $300 an hour
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $17.1M across 60 accounts
- **Credentials:** BFA, CDFA, CFP
- **Specialties:** Divorce financial planning, Retirement planning, Estate & legacy planning, Tax planning
- **Works with:** Divorced individuals, Mid-life transitions
- **CRD:** 4399536 (https://adviserinfo.sec.gov/individual/summary/4399536)
- **SEC registration:** Investment adviser representative in CA, MI, TX
- **Exams passed:** Series 66 (2006)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://cultivatefinancialwellness.com

## Frequently asked questions

### Is Julie Quick a fee-only financial advisor?

Yes. Julie Quick is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Julie's firm.

### How does Julie charge for financial advice?

Julie charges a percentage of assets, hourly fees and an ongoing planning fee.

### How much does Julie charge?

According to Cultivate Financial Wellness's website, checked October 28, 2026: ongoing planning from $6,500 a year; $300 an hour.

### Does Julie work with clients virtually?

Yes. Cultivate Financial Wellness says on its website that it works with clients remotely.

### Where is Julie Quick based?

Julie Quick is based in Howell, Michigan.

### What does Julie specialize in?

Julie's specialties include divorce financial planning, retirement planning, estate & legacy planning and tax planning. Julie works with divorced individuals and mid-life transitions.

### What credentials does Julie Quick hold?

Julie Quick holds the BFA, CDFA and CFP credentials.

### Is Julie Quick registered with the SEC?

Yes. Julie Quick is registered as an investment adviser representative in CA, MI and TX (CRD 4399536), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Cultivate Financial Wellness manage?

Cultivate Financial Wellness reports $17.1M across 60 accounts in assets under management.

### How do I contact Julie Quick?

Through Julie's website, cultivatefinancialwellness.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/45893): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://cultivatefinancialwellness.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.