# Judith Barnhard

> Judith Barnhard is a fee-only financial advisor at Councilor in Bethesda, Maryland, who holds the CFP credential. Judith focuses on tax planning, estate & legacy planning and divorce financial planning. Councilor reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/judith-barnhard/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Councilor
- **Based in:** Bethesda, Maryland
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $316.9M across 395 accounts
- **Credentials:** CFP
- **Specialties:** Tax planning, Estate & legacy planning, Divorce financial planning, Small business owners
- **Works with:** Founders
- **CRD:** 4566341 (https://adviserinfo.sec.gov/individual/summary/4566341)
- **SEC registration:** Investment adviser representative in DC, MD, VA
- **Firm size:** 13 employees
- **Disclosures:** None reported
- **Website:** http://www.cbmcpa.com

## Frequently asked questions

### Is Judith Barnhard a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Judith holds no broker registration, and Councilor reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Judith charge for financial advice?

Judith's firm, Councilor, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Judith Barnhard based?

Judith Barnhard is based in Bethesda, Maryland.

### What does Judith specialize in?

Judith's specialties include tax planning, estate & legacy planning, divorce financial planning and small business owners. Judith works with founders.

### What credentials does Judith Barnhard hold?

Judith Barnhard holds the CFP credential.

### Is Judith Barnhard registered with the SEC?

Yes. Judith Barnhard is registered as an investment adviser representative in DC, MD and VA (CRD 4566341), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Councilor manage?

Councilor reports $316.9M across 395 accounts in assets under management.

### How do I contact Judith Barnhard?

Through Judith's website, www.cbmcpa.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4566341): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://councilor.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.