# Jozef Kuzmkowski

> Jozef Kuzmkowski is a fee-only financial advisor at Courier Capital in Buffalo, New York. Courier Capital reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/jozef-kuzmkowski/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Courier Capital
- **Based in:** Buffalo, New York
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $3.59B across 3,857 accounts
- **CRD:** 5050286 (https://adviserinfo.sec.gov/individual/summary/5050286)
- **SEC registration:** Investment adviser representative in NY
- **Exams passed:** Series 63 (2026), Series 66 (2017)
- **Firm size:** 26 employees
- **Disclosures:** Reported; see the SEC record
- **Website:** http://www.couriercapital.com

## Frequently asked questions

### Is Jozef Kuzmkowski a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Jozef holds no broker registration, and Courier Capital reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Jozef charge for financial advice?

Jozef's firm, Courier Capital, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Jozef Kuzmkowski based?

Jozef Kuzmkowski is based in Buffalo, New York.

### Is Jozef Kuzmkowski registered with the SEC?

Yes. Jozef Kuzmkowski is registered as an investment adviser representative in NY (CRD 5050286), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How much does Courier Capital manage?

Courier Capital reports $3.59B across 3,857 accounts in assets under management.

### How do I contact Jozef Kuzmkowski?

Through Jozef's website, www.couriercapital.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5050286): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.