# Joshua Richardson

> Joshua Richardson is a fee-only financial advisor at R&R Financial in Brea, California, who holds the CFP credential. Joshua charges a percentage of assets.

Page: https://find.wellspent.co/advisors/joshua-richardson/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** R&R Financial
- **Based in:** Brea, California
- **Fee model:** Percentage of assets
- **Assets under management (firm):** $21.5M across 187 accounts
- **Credentials:** CFP
- **CRD:** 7664016 (https://adviserinfo.sec.gov/individual/summary/7664016)
- **SEC registration:** Investment adviser representative in CA, TX
- **Exams passed:** Series 65 (2022)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://rr-financial.com

## Frequently asked questions

### Is Joshua Richardson a fee-only financial advisor?

Yes. Joshua Richardson is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Joshua's firm.

### How does Joshua charge for financial advice?

Joshua charges a percentage of assets.

### Where is Joshua Richardson based?

Joshua Richardson is based in Brea, California.

### What credentials does Joshua Richardson hold?

Joshua Richardson holds the CFP credential.

### Is Joshua Richardson registered with the SEC?

Yes. Joshua Richardson is registered as an investment adviser representative in CA and TX (CRD 7664016), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does R&R Financial manage?

R&R Financial reports $21.5M across 187 accounts in assets under management.

### How do I contact Joshua Richardson?

Through Joshua's website, rr-financial.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/52859): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.rr-financial.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.