# Joshua James

> Joshua James is a fee-only financial advisor at Essential Investing in Phoenix, Arizona. Joshua charges a percentage of assets.

Page: https://find.wellspent.co/advisors/joshua-james/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Essential Investing
- **Based in:** Phoenix, Arizona
- **Fee model:** Percentage of assets
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $53.5M across 259 accounts
- **CRD:** 8271130 (https://adviserinfo.sec.gov/individual/summary/8271130)
- **SEC registration:** Investment adviser representative in AZ
- **Exams passed:** Series 65 (2026)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** http://www.essential-investing.com

## Frequently asked questions

### Is Joshua James a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Joshua holds no broker registration, and Essential Investing reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Joshua charge for financial advice?

Joshua charges a percentage of assets.

### Where is Joshua James based?

Joshua James is based in Phoenix, Arizona.

### Is Joshua James registered with the SEC?

Yes. Joshua James is registered as an investment adviser representative in AZ (CRD 8271130), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Essential Investing manage?

Essential Investing reports $53.5M across 259 accounts in assets under management.

### How do I contact Joshua James?

Through Joshua's website, www.essential-investing.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/8271130): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://essential-investing.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.