# Joshua Garcia

> Joshua Garcia is a fee-only financial advisor at Veritas Financial Consulting LLC in Monrovia, California, who holds the CFP, MBA and MIM credentials. Veritas Financial Consulting LLC reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/joshua-garcia/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Veritas Financial Consulting LLC
- **Based in:** Monrovia, California
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $86.2M across 203 accounts
- **Credentials:** CFP, MBA, MIM
- **CRD:** 5819452 (https://adviserinfo.sec.gov/individual/summary/5819452)
- **SEC registration:** Investment adviser representative in CA, LA, TX
- **Exams passed:** Series 66 (2010)
- **Firm size:** 2 employees
- **Disclosures:** None reported

## Frequently asked questions

### Is Joshua Garcia a fee-only financial advisor?

Yes. Joshua Garcia is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Joshua's firm.

### How does Joshua charge for financial advice?

Joshua's firm, Veritas Financial Consulting LLC, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Joshua Garcia based?

Joshua Garcia is based in Monrovia, California.

### What credentials does Joshua Garcia hold?

Joshua Garcia holds the CFP, MBA and MIM credentials.

### Is Joshua Garcia registered with the SEC?

Yes. Joshua Garcia is registered as an investment adviser representative in CA, LA and TX (CRD 5819452), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Veritas Financial Consulting LLC manage?

Veritas Financial Consulting LLC reports $86.2M across 203 accounts in assets under management.

### How do I contact Joshua Garcia?

Contact details aren't on file yet. Search for Veritas Financial Consulting LLC.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/47153): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.