# Joseph Warner

> Joseph Warner is a fee-only financial advisor at Allvet Financial in Plano, Texas. Joseph charges an ongoing planning fee and a percentage of assets (ongoing planning from $2,388 a year and 0.5% a year on the first tier of assets managed) and focuses on student loans and retirement planning.

Page: https://find.wellspent.co/advisors/joseph-warner/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Allvet Financial
- **Based in:** Plano, Texas
- **Fee model:** Ongoing planning fee; Percentage of assets
- **Fees (firm's website):** ongoing planning from $2,388 a year; 0.5% a year on the first tier of assets managed; no asset minimum
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $1.3M across 70 accounts
- **Specialties:** Student loans, Retirement planning
- **CRD:** 6635392 (https://adviserinfo.sec.gov/individual/summary/6635392)
- **SEC registration:** Investment adviser representative in TX
- **Exams passed:** Series 65 (2025)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://allvetfinancial.com/

## Frequently asked questions

### Is Joseph Warner a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Joseph holds no broker registration, and Allvet Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Joseph charge for financial advice?

Joseph charges an ongoing planning fee and a percentage of assets.

### How much does Joseph charge?

According to Allvet Financial's website, checked October 30, 2026: ongoing planning from $2,388 a year; 0.5% a year on the first tier of assets managed; no asset minimum.

### Does Joseph work with clients virtually?

Yes. Allvet Financial says on its website that it works with clients remotely.

### Where is Joseph Warner based?

Joseph Warner is based in Plano, Texas.

### What does Joseph specialize in?

Joseph's specialties include student loans and retirement planning.

### Is Joseph Warner registered with the SEC?

Yes. Joseph Warner is registered as an investment adviser representative in TX (CRD 6635392), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Allvet Financial manage?

Allvet Financial reports $1.3M across 70 accounts in assets under management.

### How do I contact Joseph Warner?

Through Joseph's website, allvetfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6635392): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://allvetfinancial.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.